Financial Policy

Your treatment costs can vary, depending on your treatment plan and specific needs. Before beginning any treatment, we will review all costs and available payment options with you.


Payment is due when services are rendered. We accept all major credit cards, ATM cards, HSA cards, cash, and personal checks. For our patients’ convenience, we have arranged a payment plan through CareCredit, which helps our patients receive their treatment in a timely manner. We will also work with your insurance to ensure you receive maximum benefits; however, Dr. Garrett is out of network with all insurance due to the high quality of dentistry we provide (we do not work with Medicare, Medicaid or Soonercare). If you are unsure or still have questions please call and our team will be happy to assist you.


We’re pleased to offer our patients CareCredit, North America’s leader in patient payment plans. CareCredit lets you begin your treatment immediately – then pay for it over time with low monthly payments that fit easily into your monthly budget.


CareCredit works like a credit card, but is exclusive for healthcare services. With no up-front costs, no pre-payment penalties, and no annual fees, CareCredit lets you pay over time and frees up cash and credit cards for the other things you want or need. CareCredit offers low monthly payment plans for healthcare procedures not commonly covered by insurance, including dental treatment. Plus, you can use your card again and again to pay for additional treatment for yourself or family members in any CareCredit practice.

  • Low minimum monthly payments
  • No-interest financing if paid within 6 months (Additional plans may be available)
  • No up-front costs, pre-payment penalties or annual fees

Learn more by visiting or contacting our office.